Terms of Service
Welcome to this website, which is part of the MITEY Network. By accessing or using this site, any related tools, calculators, forms, content, voice features, chat tools, newsletters, or lead submission features, you agree to these Terms of Service. If you do not agree, please do not use the site.
1. Informational Use Only
This site and its contents are provided for general informational and educational purposes only. Nothing on this site constitutes financial, investment, legal, tax, lending, insurance, mortgage, real estate, or other professional advice. Users should seek advice from qualified professionals before relying on any information, tools, outputs, estimates, or recommendations.
2. No Professional Relationship
Your use of this site does not create any fiduciary, advisory, brokerage, legal, accounting, lending, or agency relationship with the site owner, MITEY, AINT, affiliated businesses, or any partner, advisor, lender, service provider, agent, broker, or referral recipient.
3. Estimates, Tools, and Calculators
All calculators, estimates, comparisons, rankings, summaries, and outputs are illustrative only. They may rely on assumptions, third-party data, user-provided inputs, internal models, or generalized scenarios and may be incomplete, inaccurate, delayed, or unsuitable for your specific situation. Results may change without notice.
4. User Submissions and Lead Intake
By submitting information through this site, you authorize the collection, storage, review, routing, sharing, transfer, and use of your submission for service delivery, lead qualification, communications, analytics, matching, referral, sales, support, product improvement, compliance, business operations, and commercial purposes. Submissions may be reviewed by human teams, automated systems, affiliates, contractors, service providers, advisors, brokers, lenders, marketers, data processors, or referral partners.
5. Communications Consent
By submitting a form, requesting a callback, using chat or voice features, subscribing to updates, or otherwise providing contact information, you consent to receive communications by email, call, text, voicemail, automated message, AI-assisted message, or other means, subject to applicable law. You may opt out of certain communications where legally required.
6. Referral, Commercial Use, and Monetization
This site may generate revenue from referrals, lead routing, affiliate relationships, licensing, sponsorships, advertising, partner placements, data insights, product sales, service matching, or other commercial arrangements. We may refer, introduce, license, assign, transfer, monetize, or otherwise commercially use inquiries, submissions, and leads to the extent permitted by law and our Privacy Policy.
7. No Guarantee of Results
We do not guarantee rates, approvals, offers, loan terms, returns, savings, performance, availability, eligibility, outcomes, timelines, or suitability of any provider, product, or recommendation. Any transaction or decision you make is at your own risk.
8. Third-Party Content and Links
This site may contain links to third-party websites, tools, services, providers, or content. We do not control and are not responsible for third-party availability, accuracy, content, conduct, pricing, policies, data handling, or outcomes. Access third-party sites at your own risk.
9. AI, Automation, and Site Features
This site may use artificial intelligence, automated workflows, chat systems, voice systems, recommendation systems, scoring systems, lead routing systems, or other decision-support technologies. These tools are not guaranteed to be accurate, complete, unbiased, or appropriate for your circumstances and should not be treated as professional advice.
10. Acceptable Use
You agree not to misuse the site, interfere with operations, attempt unauthorized access, scrape or exploit content unlawfully, submit false or misleading information, impersonate others, disrupt service, or use the site in violation of any applicable law or regulation.
11. Intellectual Property
All site design, branding, trademarks, service marks, copy, software, layouts, graphics, network elements, logos, icons, audio, visual features, and content are owned by or licensed to the site owner and related entities unless otherwise stated. No rights are granted except the limited right to access the site for personal or internal business use consistent with these Terms.
12. Disclaimer of Warranties
This site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including any warranties of accuracy, merchantability, fitness for a particular purpose, title, availability, security, or non-infringement.
13. Limitation of Liability
To the fullest extent permitted by law, the site owner, MITEY, AINT, affiliates, partners, licensors, contractors, service providers, and referral recipients shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, or any loss of profits, revenue, business, opportunity, goodwill, data, or anticipated savings arising out of or related to the use of this site or reliance on its contents.
14. Indemnity
You agree to indemnify and hold harmless the site owner, MITEY, AINT, affiliates, contractors, service providers, and partners from and against claims, liabilities, losses, damages, costs, and expenses arising from your misuse of the site, your submissions, your violation of these Terms, or your infringement of rights of any third party.
15. Geographic Scope
This site may be accessed in multiple jurisdictions across North America. You are responsible for ensuring your use of this site complies with local laws and regulations. Not all products, services, providers, or features are available in all jurisdictions.
16. Changes
We may update or revise these Terms at any time without prior notice. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.
17. Contact
For general inquiries regarding these Terms, contact hello@mitey.ca.